Tips for Safer PayPal Payments

If you have PayPal in your hand, the first things come to mind, “Is it safe?”, “Am I protected?”, “How good is this bank security being?”, If the answer is “Yes,” then you ask, “What are the instructions to follow for a safe PayPal payment?” and so on…! It’s obvious to think like that, so stay connected to get all the answers to your queries.

PayPal is the easiest and safest platform for making online payments. By visiting, you can find an interesting piece of information. In this current year, 2021, PayPal, globally the most well-known online payment system, seems like an entirely safe & secure platform for sending and receiving funds.

But breaches in security still happen. 

  • Breach Level Index reported, in the year 2013 to 2014, nearly 1540 data were breached, which almost increased by 50%.
  • Similarly, Price Waterhouse Cooper says that cybercrime incidents increased by 38% from 2014 to 2015.
  • In the year 2015, more than 429 million identities were exposed. (Source- Symantec)

Yeah, these data are a bit scary, but later PayPal connected with law enforcement and policymakers worldwide to fight against cybercrime, and the index tells well.

A lot of things that need to be noticed before you reach any conclusion. In this active year, PayPal has 361 million active users (70 million recent users added this year), with 20+ million active merchants account and billions of transactions conducted each year. So, “Yes,” you can say that PayPal is safe, but you still have to follow all the instructions given below carefully. (Source- Statista)

To Ensure, You Don’t Fall Victim to a Scam, Here Are The Instructions That Need to be Followed.

According to the research from 2018 by Statista, PayPal is one of the most popular payment methods in the US. Only in the United States, the total number of online PayPal transactions is 22% then all around the global market. Approx. half of the US population uses PayPal for payment transactions, so upgrading software security is always to stand up on their commitment as the “secure way to pay and be paid.”

Total of 40 transactions conducted every year by PayPal users. It is quite a sensitive matter that we need to be looking for—the area we need to look forward to security purposes.

1. High-Level Password

The password should have been combinations of letters, numbers, and at least one symbol. Password is an area where customers are most vulnerable, so avoid linking the same username & password in multiple web accounts. Changing password at regular interval makes the system safe and secure.

If you keep your PayPal account password different than your other website or financial account password, that makes it even more complicated for hackers to breach your PayPal account after a separate hack.

2. Be Aware of The Fake PayPal Greeting

PayPal knows you well, so avoid any email that corresponds greeting addresses you as a PayPal user or member. Authentic PayPal email will always greet you by using your first or last name rather than indicating you to bad actors or hackers. You should report any suspicious behavior and malicious activities to

Avoiding clicking on any web links or emails that you feel suspicious about can help you increase your chances of having a safer and enjoyable user experience.

“Rather, clicking on any suspicious emails or phishing emails from scammers, to login to your credentials,” what you can do instead, manually type your username and password in the PayPal address into your browser and make sure everything is up to mark.

3. Monitor Your Account at Regular Intervals

You may use your PayPal account from time to time. Make sure you check in regularly with your PayPal account to assure your account is not abused. Monitoring your account regularly not only provides you with safety only as well as it allows for peace of mind.

Check-in your account with your internet and device rather than publicly accessible ones. You can add your level of data security by accessing your private Wi-Fi networks and keeping your devices always up to date with the latest upgraded security software.

4. Try to Link The Right Card

If possible, always try to connect your credit card with your PayPal account for the best protection of your money. Many debits card offer the same protection as credit cards, but you should first ensure this with your bank. Using the right card with a PayPal account makes it easier for you to cover all your money back when the worst happens.

Fund your PayPal account via credit card rather than bank account/debit cards. Credit cards’ refund or payment dispute process is much better and faster than the bank account/debit card provider. It can be your best move if you do so because credit card companies are more likely to approve your payment dispute or refund process than other ones.

5. Always Try to Upgrade With The Best Security

PayPal has used two-factor authentication to log in to your account in recent days. PayPal offers two options, you either generate codes the opting for the linked phone number in the form of free text, or you can buy a PayPal security key and use that to access your account.

According to Statista, the customer using upgraded software security is less vulnerable than the rest of them.

Freelance and remote workers are the ones who are the primary customer of PayPal, so as long as these works continue, PayPal is going to provide the service.

By admin