Payment Gateways for E-commerce

Nowadays, an online transaction is a fast and convenient way for users to settle the payment. Due to the internet can be reached globally around the world. So, everyone can buy or sell all around the world.

An online transaction can be challenging to verify and anonymous. So that e-commerce payment security is essential to avoid problems such as fraud to happen within the operation.

The merchant needs to take a protective approach to reduce fraud within the online store and prevent security. One of the ways to avoid security is the payment gateway.

Payment Gateways:

The payment gateway is a technology that merchants can use to accept debit or credit cards From the customers. This term is not only a physical card reading device but also payment processing portals found in online stores.

The central role of a payment gateway is to authorize transactions between you and your customers.

Key players in online payments:

Before going to the leading payment gateways, we need to know the key players in online payments. When a customer click’s on the play button on your website, these are the key players involved in the payment process.

  • The MERCHANT: this is you, i.e., online business operating in any vertical( travel, retail, e-commerce, gaming, etc.) offering a product or services to the customers.
  • The CUSTOMER: It also a cardholder who wants to access the products or services that the merchant is selling and initiating transactions.
  • The ISSUING BANK: the issuing bank is a customer’s bank; they issue the cardholders’ credit or debit card on behalf of the card schemes(Visa, MasterCard).
  • The ACQUIRER: also known as the acquiring bank.

Now, let’s move on to the content. What is the six best payment gateway?

The top 6 payment gateways are:

  1. PayPal
  2. Paytm
  3. Secure pay
  4. Stripe
  5. Amazon payments
  6. net


Every day all around the world, PayPal connects hundreds and billions of dollars from people.

Though PayPal was incepted in December 1998, it was developed and launched in 1999. It is one of the most widely used payment gateways that accept both credit cards and Debit cards. It’s free to use for buyers.

The best part is that you only need to pay after making a sale.

Whether you are shopping or selling with PayPal, PayPal makes it faster, safer, and more comfortable for everyone to buy or sell globally with confidence.


Paytm was founded in 2010. Paytm is one of the most widely used payment gateways. Paytm (meaning pay through mobile and similar to ATM) is an Indian e-commerce company. It provides offers online like recharges, pay bills, shopping offers, travel, movies,etc., with the Paytm QR code. Not only the QR code, but we can also send money to different people.

It is a digital payments platform that allows you to transfer cash into an integrated wallet via online banking, debit cards or credit cards or even by Depositing money by selected banks and partners.

Secure Pay

This payment gateway began operating in August 1997. It is an all in one online payment gateway solutions for business. offers an online shopping cart, electronic check services (called secure pay), accepts mobile payments, and so on.

Autopay is required for all secure payment transactions. Secure pay online payments combine internet merchants’ accounts, and secure payment gateways are one powerful solution.


Stripe was founded in 2009. This payment allows receiving payment from all over the world from the internet. Stripe is a simple way to accept payments. Stripe has no setup fees, no monthly fees, no hidden costs. With line, you can take all major Debit and credit cards from customers as well as local payment methods.

Benefit from the stripe, which helps your users input their payment information quickly and correctly at checkout. It is used for the transfer of the money and the best-known model.

Amazon Payments :

Amazon’s pay was launched in 2007. It is the most widely used payment method these days.

Pay with Amazon is a fast, easy, and safe way to pay online and on mobile. It offers recharges, travel, pay bills, movies, food and also some cashback offers and so on.

It will show you the products within a few seconds. Amazon pay makes payments for goods, services, and donations on third-party websites, in apps.

It was founded in 1996. It allows merchants to accept credit cards and debit cards and electronic payment over the internet. It offers fraud protection services and simple checkout options. Technical support is available for merchants.

It is one of the most senior players in payment processing. It allows merchants to accept credit and debit cards and electronic check payments through our website and over an Internet protocol (IP) connection.

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